Property Purchases
Feel Supported Before You Sign, Exchange and Settle
Towns Conveyancing supports buyers across Penrith and NSW with practical property conveyancing advice for residential purchases, investment properties and off-the-plan purchases.
How We Help With Your Property Purchase
Buying a property is a major decision.For first home buyers, families, investors and downsizers, it can feel like a lot to manage at once.
Towns Conveyancing provides clear conveyancing services for people buying residential property across NSW. From reviewing the contract through to settlement, we help you stay informed and prepared.
Before you commit to a property purchase, it is important to understand the Contract for Sale and what it means for you.
Towns Conveyancing can review the contract, explain your obligations in plain language and advise you on key dates, conditions and potential risks. Where needed, we can also negotiate requested changes with the vendor’s representative.
This can be especially helpful before exchange, during a cooling-off period or before bidding at auction.
A property purchase often involves more than signing a contract. There may be finance, reports, searches and duty obligations to manage along the way.
Towns Conveyancing can help organise or guide you through:
- Pest and building reports, where required
- Strata reports, where relevant
- Lender communication and loan approval requirements
- Mortgage document time frames
- Stamp duty obligations, exemptions or concessions where eligible
- Statutory enquiries, including council, water and strata information
Once the contract is exchanged, there are still important steps to complete before settlement.
Towns Conveyancing liaises with your lender, the vendor’s representative and other parties involved to help coordinate settlement within the required contract time frame. You will be kept updated so you know what stage your matter is at and what is needed next.
Where suitable, secure e conveyancing processes are used to help complete settlement efficiently.
On settlement day, Towns Conveyancing attends to settlement on your behalf and confirms when settlement has been completed.
After settlement, we liaise with the real estate agent so the keys can be released to you.
Why Buyers Choose Towns Conveyancing
Buying property can feel easier when you have someone experienced guiding you through each step.
Towns Conveyancing offers practical support with over 30 years experience. We bring strong local knowledge, clear communication and a calm approach to residential property purchases.
- Support from a licensed conveyancer with over 30 years experience
- Clear advice before signing, exchange and settlement
- Experience with residential purchases, off-the-plan property and auctions
- Local Penrith knowledge with NSW-wide support
- Practical communication with agents, banks, mortgage brokers and government bodies
- Award-winning conveyancing service
- Friendly guidance for first home buyers
Trusted By Property Buyers Across Penrith and NSW
Frequently Asked Questions About Buying Property
Buying property is one of the biggest financial decisions many people make. A licensed conveyancer helps you understand the legal process, review the contract, manage key dates and work through settlement requirements.
If a mistake is made, it can be stressful, upsetting and expensive. Working with an experienced conveyancer gives you support from someone who understands the process.
Conveyancing is the legal process of transferring property ownership from one person to another.
When you are buying property, conveyancing can include contract review, legal advice, searches, lender communication, settlement preparation and finalising the transfer.
A cooling-off period gives a purchaser a set number of business days to carry out checks and decide whether to continue with the purchase.
This period is often 5 or 10 business days. During that time, the buyer may arrange inspections, obtain preliminary searches and finalise finance.
The purchaser usually pays a 0.25% deposit when contracts are exchanged under a cooling-off period. If the purchaser decides not to proceed during that period, they “rescind” the Contract and forfeit the 0.25% deposit paid.
It is important to get advice before signing or exchanging contracts.
Stamp Duty is payable on all property transactions 3 months after an exchange. If you purchase a property “Off the Plan” Stamp duty is not required to be paid until 12 months from the date of exchange if you are buying as owner-occupier, if you are buying as an investor, you have the standard 3 months.
Unless settlement occurs earlier and you are borrowing money from a lender in which case stamp duty will be required on or before settlement
Many property purchases take around 6 weeks, or 42 days, to complete.
This time frame can sometimes be negotiated if required.
Yes. Kristi Towns is a Justice of the Peace and can witness required documents during the conveyancing process where appropriate.
Buyer matters often involve more detailed searches, checks and enquiries than seller matters. This can affect both the professional fee and disbursements.
Towns Conveyancing can explain what is included so you understand the costs involved in your purchase.
Ready to buy with clear guidance?
Planning to buy a home, investment property or off-the-plan property?
Towns Conveyancing can help you understand the process before you sign, exchange or settle.